May 2022, Climate Council Report: UNINSURABLE NATION: AUSTRALIA’S MOST CLIMATE-VULNERABLE PLACES. Climate Change, driven by the burning of coal, oil and gas is supercharging our weather systems. While climate change affects all Australians, the risks are not shared equally. In the most extreme instances, areas may become uninhabitable. Worsening extreme weather means increased costs of maintenance, repair and replacement to properties – our homes, workplaces and commercial buildings. As the risk of being affected by extreme weather events increases, insurers will raise premiums to cover the increased cost of claims and reinsurance. Insurance will become increasingly unaffordable or unavailable in large parts of Australia due to worsening extreme weather. This report outlines the top 20 most at-risk federal electorates to climate change-related extreme weather events, providing a brief profile of the top 10. The report also outlines the most at risk electorates for each state and territory. Check out our Climate Risk Map to see if your area is at risk. Link to report here.
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